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Should you Buy a Resale or a New-Build?

Monday Jun 17th, 2019

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If you're thinking about buying a new home, you may be considering purchasing in a new development.    How does that compare to purchasing a resale property?   Buying a newly-built home has some advantages. Depending on the development, you may have leeway in the style of the home and the lot you choose. Also, when the home is built, you'll be moving into a place where everything is brand new!   On the downside, however, you may be forced to... [read more]

Stay or Move? 5 Questions that Help you Decide

Monday Jun 10th, 2019

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It can be tough to make the decision to sell. In fact, for many homeowners, it's overwhelming. If you're considering making a move and struggling with the decision, here are five helpful questions to ask yourselves:   1. "What are our practical reasons for selling?"   This question refers to what you'll get by moving to a new home. The reasons could include a bigger backyard, shorter commute to work, an extra bedroom, a more desirable... [read more]

Getting an Early Start on Selling your Home

Monday May 27th, 2019

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You've probably heard the expression, "The early-bird gets the worm." It refers, of course, to those who get in early and reap the rewards. For example, if you arrive early to a retail store for a big blowout sale, you're likely to get the deals before the inventory runs out. The stragglers who come later miss out.   Well, this same wisdom can be applied to selling your home. Starting the process early — even if that means simply doing some initial planning... [read more]

Buying a Home in a Competitive Neighbourhood

Thursday May 23rd, 2019

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Imagine you’ve dreamed of living in a particular neighbourhood, perhaps for years, and then, when you're finally ready to make a move, finding out that the area is competitive and buying there is definitely a challenge.    A disappointment? Not necessarily.   There is a lot you can do to buy into a popular neighbourhood, even in competitive offer situations.   Your first step is to start targeting that area now. Find out about property types, prices and... [read more]

Budgeting for Moving Day Expenses

Thursday May 16th, 2019

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On moving day, you'll have a big task. You’ll need to get your possessions from your old property to your new one — ideally without delays or damage! Surprisingly, many people underestimate the time and costs involved in doing that. Careful planning and budgeting are crucial to ensuring moving day goes smoothly. You basically have three options: Hire a moving company to handle everything. Hire a truck and crew, while doing some of the work yourself. (For example, you... [read more]

When You See A Home You Love

Thursday May 09th, 2019

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Imagine driving through a desirable neighbourhood and, just as you turn a corner, you see the absolutely perfect home. Guess what? It's for sale! But, there’s a problem. Your current property isn't on the market. In fact, until this moment, you hadn’t seriously considered moving. So what do you do? Your first step is to find out more about the listing. Get a description of the property. Find out the listing price. Check out the size, layout, number of bedrooms and... [read more]

December Market Stats. Simcoe: New Tecumseth

Tuesday Jan 22nd, 2019

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Are you wondering how the housing market has performed in the last month and year over year? Check out the graphic below to make sense of December 2018 and for a glimpse of the overall picture for Simcoe: New Tecumseth. You'll notice that we now have 5 months of housing inventory which inches us closer to a Buyer's market. January and February are great months to purchase a home AND you can have a SPRING closing date so you won't have to worry about a moving day... [read more]

What's In A Credit Score?

Tuesday Jan 22nd, 2019

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What’s in a Credit Score? Let’s explore ways to create new financial habits and increase your credit score. We want you to be in tip-top shape financially which means establishing and maintaining good credit, regularly contributing to a savings account or investment account and topping up your RRSP’s and RESP’s. Credit score insight: Canadian credit scores are calculated by two major credit bureaus: Equifax and TransUnion. Factors that are used to calculate your... [read more]

YOU HAVE OPTIONS! Educate yourself BEFORE you meet with your lender.

Wednesday Jan 16th, 2019

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When you are: renewing your existing mortgage seeking a new first mortgage refinancing an existing mortgage deciding on a secured line of credit vs conventional mortgage  it’s helpful to brush up on your knowledge of financing FIRST. The following definitions will get you started. Click here to visit Genworth Canada for additional terms and loads of other helpful resources. Amortization: This is the total number of years it will take to pay off your... [read more]

Millennials: Priorities Reversed! Or Are They?

Monday Jan 14th, 2019

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Previously, life’s priorities were: in order: 1. Get Married        2. Buy A Home        3. Save Money Today, Millennials have completely flipped the script and reversed the traditional order of life’s milestones. Their first priority is to SAVE MONEY in order to live their DESIRED LIFESTYLE. Second priority is to BUY A HOME. Third priority is to GET MARRIED. Millennials: By accomplishing your second priority, you will solve your first... [read more]

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