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December Market Stats. Simcoe: New Tecumseth

Tuesday Jan 22nd, 2019

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Are you wondering how the housing market has performed in the last month and year over year? Check out the graphic below to make sense of December 2018 and for a glimpse of the overall picture for Simcoe: New Tecumseth. You'll notice that we now have 5 months of housing inventory which inches us closer to a Buyer's market. January and February are great months to purchase a home AND you can have a SPRING closing date so you won't have to worry about a moving day... [read more]

What's In A Credit Score?

Tuesday Jan 22nd, 2019

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What’s in a Credit Score? Let’s explore ways to create new financial habits and increase your credit score. We want you to be in tip-top shape financially which means establishing and maintaining good credit, regularly contributing to a savings account or investment account and topping up your RRSP’s and RESP’s. Credit score insight: Canadian credit scores are calculated by two major credit bureaus: Equifax and TransUnion. Factors that are used to calculate your... [read more]

YOU HAVE OPTIONS! Educate yourself BEFORE you meet with your lender.

Wednesday Jan 16th, 2019

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When you are: renewing your existing mortgage seeking a new first mortgage refinancing an existing mortgage deciding on a secured line of credit vs conventional mortgage  it’s helpful to brush up on your knowledge of financing FIRST. The following definitions will get you started. Click here to visit Genworth Canada for additional terms and loads of other helpful resources. Amortization: This is the total number of years it will take to pay off your... [read more]

Millennials: Priorities Reversed! Or Are They?

Monday Jan 14th, 2019

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Previously, life’s priorities were: in order: 1. Get Married        2. Buy A Home        3. Save Money Today, Millennials have completely flipped the script and reversed the traditional order of life’s milestones. Their first priority is to SAVE MONEY in order to live their DESIRED LIFESTYLE. Second priority is to BUY A HOME. Third priority is to GET MARRIED. Millennials: By accomplishing your second priority, you will solve your first... [read more]

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